What is a payday loan?
Payday loan is a short term loan that you can apply for to get cash to pay for urgent expenses and your next payday is far away.
How can Payday Castle help me?
At Payday Castle, we will help your application get matched with lenders capable of fulfilling your urgent cash needs. We only offer referral services and take no lending decisions. We shall not be responsible for the approval decisions made by lender.
Do I qualify?
In order to qualify you will need to confirm that you are a UK citizen that is at least 18 years old, have a fixed monthly income and hold a valid bank account.
Is it necessary to pledge collateral?
There is no need to pledge collateral against these loans. They are short termed monetary solution and fall under unsecured category.
Will my personal information remain safe?
At Payday Castle we make use of latest encryption technology to ensure that any information collected remains secure. We utilize security measures that are industry standard. Once you have submitted your application we will forward your information to the lenders in our network who take equal initiative in safeguarding your personal details.
Will my credit ratings be considered ahead of offering a loan?
Yes, lenders are going to run quick credit checks ahead of approval. Based on what your current credit status is, lender may approve or disapprove your application.
What if lender approves my application but I change my mind?
Unless you have signed the loan deal, you are under no obligation to accept the loan offer. You are free to refuse it if you are not satisfied with the terms and conditions of the loan term. You can resubmit your loan request to us and get matched with another lender.
The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in UK. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.
Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions
We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.
Authorised and regulated by the Financial Conduct Authority.
Authorisation can be checked on the Financial Service Register at https://www.fca.org.uk/register
Credit Broking: Authorisation Number FRN740122
Data Protection Reg No: ZA123718
PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.